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canada goose uk outlet And no, that’s not a metaphor. The Earth and the Moon pull at each other with their gravity. Their shapes get distorted and the pull of this tidal force creates a bulge. Millions of workers in the ‘gig economy’ could miss out canada goose premium outlet on money because of a “blind spot” in pensions rulesGet money updates directly to your inboxSubscribeSee our privacy noticeMore newslettersFive million workers in the UK gig economy, which includes the self employed and the 800,000 or so on zero hour or agency contracts, are missing out on up to in pension savings.That’s because they are not included in the Government’s auto enrolment pension scheme.Insurance giant Zurich and the Pensions Policy Institute have carried out a study to find out how canada goose outlet in vancouver applying auto enrolment to gig workers would affect their pension prospects.Of the current UK workforce of 32 million one in six is currently a gig worker with no, or restricted access to canada goose outlet vip workplace benefits including pension savings.Extending auto enrolment to include all workers would help prevent the risk of millions of people being poor during their retirement.Gig workers vs standard workers retirement incomeChris canada goose outlet toronto Atkinson at Zurick UK, said: “The gig economy has rapidly brought canada goose outlet online reviews about a redefinition of the contracts between employers and employees. However, there is a blind spot in the current pension system.”Gig economy workers don’t have access to a workplace pension, meaning millions aren’t saving enough for retirement. It’s time our nineteenth century welfare system was overhauled for the 21st century world of work.”Using tax returns to canada goose outlet uk sale extend auto entrolment to the gig economy would be a step in the right direction, but it’s no silver bullet and, canada goose outlet factory on its own, is still canada goose outlet new york city unlikely to give individuals a big enough pot in retirement.”Zurich wants the Government to help reduce the risk of a gig economy workers’ long term saving crisis by expanding auto enrolment to the self employed via the self assessment tax return process.It says employee contributions should be initially set at 4%, increasing to 8% when appropriate to avoid a mass ‘opt out’.Read MoreHow to retire soonerWill the government do anything? The Government has been considering ways to build on the success of automatic enrolment, which started in 2012 and requires employers to place eligible employees into workplace pension schemes.The scheme has boosted the UK’s pension savings culture with around nine in 10 workers who have been auto enrolled so far staying put in their pension rather than opting out.But pension experts have said there is still more to do, such canada goose outlet ottawa as making sure people are saving enough to give themselves the retirement they want as well as helping workers canada goose kensington parka uk who are not currently included in auto enrolment.A Department for Work and Pensions (DWP) spokeswoman said: “With over eight million people now saving into a workplace pension, automatic enrolment continues to be a huge success.”But there is still more to do and our ongoing review is looking at how we can build upon this ground breaking policy, including how to meet the needs of the self employed in saving for a financially secure retirement.”This is what you need to know about automatic enrolment, canada goose outlet reviews who qualifies, how much you get and how to boost your pension furtherWhat is automatic enrolment? A government initiative launched in 2012 to help more workers to save towards their retirement canada goose uk outlet.